Privacy Policy

This Privacy Policy explains how WalletBee ("we", "us", "our") collects, uses, and safeguards information when you use our application and services.

1. Who We Are

WalletBee is a personal finance and budgeting app. We are not a bank, payment institution, or financial advisor. We provide tools to help you organize and understand your financial activity.

2. Information We Collect

Depending on how you use WalletBee, we may collect the following categories of information:

• Account & Contact Data: name, email address, and authentication identifiers (e.g., Apple Sign‑In or other identity providers).
• Financial & Transactional Data (User‑Provided or Connected): card aliases, transaction categories, amounts, dates, and metadata you add. If you connect third‑party financial services, you authorize those providers to share select data with us per their terms.
• Device & App Analytics: device model, OS version, app version, crash logs, and basic usage analytics to improve reliability and performance.
• Support Content: information you include in support requests or feedback.

3. How We Use Your Information

• Provide, operate, and maintain app features (e.g., transaction history, notifications, categorization).
• Improve performance, reliability, and user experience, including debugging and crash analysis.
• Secure accounts, detect fraud or misuse, and protect our users and services.
• Communicate about updates, security notices, and service information.
• Comply with legal obligations and enforce our terms.

4. Legal Bases (where applicable)

Where required by law (e.g., GDPR jurisdictions), we process personal data on the following legal bases: performance of a contract (providing the app), legitimate interests (product security and improvement), consent (when you opt in to certain features), and compliance with legal obligations.

5. Data From Third Parties

If you connect WalletBee to external banking or payment providers, we receive limited data per your authorization and the provider's policy. Those providers process your information under their own terms. You can revoke connections from their settings or within WalletBee where available.

6. Sharing & Disclosure

• Service Providers: We may share necessary data with vendors who help operate the app (e.g., hosting, analytics, crash reporting) under confidentiality and data‑processing obligations.
• Legal & Safety: We may disclose information to comply with law, protect our rights, or prevent harm.
• No Selling of Personal Data: We do not sell your personal information.

7. International Transfers

Depending on your location and our service providers, data may be processed in other countries. When required, we implement appropriate safeguards (such as standard contractual clauses) to protect your information.

8. Data Retention

We retain information for as long as necessary to provide the service, comply with legal obligations, resolve disputes, and enforce agreements. You may request deletion as described below.

9. Security

We use reasonable technical and organizational measures to protect your data (e.g., encryption in transit, access controls). No security system is impenetrable; users should also safeguard their devices and credentials.

10. Your Privacy Rights

Depending on your jurisdiction, you may have rights to access, correct, delete, or port your personal data, and to object to or restrict certain processing. To exercise these rights, contact us as described below. We may need to verify your identity before fulfilling requests.

11. Children's Privacy

WalletBee is not intended for children under the age required by applicable law to provide consent. We do not knowingly collect personal information from children without appropriate consent.

12. Cookies & Similar Technologies

We may use cookies or similar technologies in our web pages or hosted views to maintain sessions, remember preferences, and analyze usage. You can manage cookies via your browser settings.

13. In‑App Permissions

WalletBee may request optional permissions (e.g., notifications) to provide features like transaction alerts. You can enable or disable permissions in your device settings.

14. Third‑Party Links

Our app may include links to third‑party websites or services. Their privacy practices are governed by their own policies; we encourage you to review them.

15. Changes to This Policy

We may update this Privacy Policy from time to time. We will update the "Last Updated" date below and, where appropriate, provide additional notice in the app.

16. Contact Us

If you have questions or requests about this Privacy Policy, please contact our support team through the app or at: walletbeeapp@gmail.com.

Last Updated: October 30, 2025